Financial Assistance for Home Repairs

1.  Better Housing for Tompkins County

• For residents of Tompkins County who meet income requirements.

• Housing rehabilitation program for homeowners.

• Home repairs for seniors and disabled residents.

• Phone: (607) 273-2187

• http://www.betterhousingtc.org/bet2_service.html

2.  USDA Section 504 Loan and Grant Program  (Repair and Rehabilitation)

• Very low income (single family) homeowners in rural areas.

• 1% loans up to $20,000;   May be used for general repairs and improvements, or to make accessible for individuals with disabilities. 

• Use HUD guidelines.

• Grants up to $7500 only for ages 62 or older to remove health or safety hazards.

• Phone: (607) 753-0851

• http://www.rurdev.usda.gov/rhs/sfh/brief_repairloan.htm

3.  NY Energy Smart programs

• Financial assistance or low-interest loans for energy efficiency improvements.

• Radon mitigation can be incorporated into work scope.

• Phone: 1-(877)-NY-SMART

• http://www.getenergysmart

4.  HUD 203(k) Mortgage Insurance Program

• Home buyers can finance the purchase and repair or improvement of home    (including reduction of radon levels) using single mortgage loan.

• Phone: 1-(800)-225-5342

• http://www.hud.gov/offices/hsg/sfh/203k/203kmenu.cfm

5.  Remodel New York Program

• Below market rates to finance purchase and renovation of home for first time homebuyers.

• Eligible renovations include health and safety repairs and energy efficiency improvements, etc.

• http://www.nyhomes.org/home/index.asp?page=307

6.   Bishop Sheen Ecumenical Housing Foundation

• Emergency home repairs

• Home ownership program

• Phone: (585) 657-4114

• http://www.sheenhousing.org/

Last Updated: April 6, 2012