Our "Borrowing Basics" class will help you determine if you're ready to apply for credit.


Borrowing Basics

  • Thursday, February 18, 2016, 5:30 PM - 8:30 PM

This FREE "Borrowing Basics" workshop covers how credit works and helps participants determine if they are ready to apply for credit. During the workshop, participants will learn to:

  • Define credit and loan
  • Distinguish between secured and unsecured loans
  • Identify three types of loans
  • Identify the costs associated with getting a loan
  • Identify the factors lenders use to make loan decisions
  • Explain why installment loans cost less than rent-to-own services
  • Explain why it is important to be wary of rent-to-own services, payday loans, and refund anticipation loans
  • Describe how to guard against predatory lending practices

Register Online




Kenneth McLaurin, Jr.
Financial Management Educator
(607) 272-2292 ext. 150


CCE-Tompkins Education Center
615 Willow Avenue
Ithaca, NY 14850-3555