Find free tools here that can help you manage your home finances!
Image by Jeshu John

Find free tools here that can help you manage your home finances!

Personal Budgeting Tools

The following are some tools we have identified that you can download and use while working with your home budget and finances.

PERSONAL BUDGET SPREADSHEET

Use this downloadable excel file to keep track of your income, expenses, and disposable income with this PERSONAL BUDGET template.


CREDIT CARD DEBT PAYOFF CALCULATOR

Use this excel form to calculate how long it will take to repay credit card debt debt. Enter the Balance Owed, Interest Rate, Minimum Monthly Payment, and Proposed Minimum Payment, and you will see the:

Total Months to Eliminate Debt Based on Monthly Minimum Payment

Total Months to Eliminate Debt Based on Monthly Proposed Payment

Total Interest Based on Minimum Payment

Total Interest Based on Proposed Payment


MORTGAGE LOAN CALCULATOR

Input the Purchase Price, Interest Rate, Duration of Loan, Loan Amount and Loan Start Date and find out your:

Monthly Loan Payments

The Total Monthly Payments for the Mortgage

Total Loan Payments

Total Interest Paid

Amortization Table

Contact

Kenneth McLaurin, Jr.
Financial Management Educator
kem228@cornell.edu
(607) 272-2292 ext. 150

Last updated November 15, 2016