Personal Budgeting Tools

The following are some tools we have identified that you can download and use while working with your home budget and finances.

PERSONAL BUDGET SPREADSHEET: 

Use this downloadable excel file to keep track of your income, expenses, and disposable income with this PERSONAL BUDGET template.

CREDIT CARD DEBT PAYOFF CALCULATOR: 

Use this excel form to calculate how long it will take to repay credit card debt debt. Enter the Balance Owed, Interest Rate, Minimum Monthly Payment, and Proposed Minimum Payment, and you will see the:

Total Months to Eliminate Debt Based on Monthly Minimum Payment

Total Months to Eliminate Debt Based on Monthly Proposed Payment

Total Interest Based on Minimum Payment

Total Interest Based on Proposed Payment

MORTGAGE LOAN CALCULATOR: 

Input the Purchase Price, Interest Rate, Duration of Loan, Loan Amount and Loan Start Date and find out your:

Monthly Loan Payments

The Total Monthly Payments for the Mortgage

Total Loan Payments

Total Interest Paid

Amortization Table

Last updated May 6, 2020