Home Repair Assistance

1. INHS

• For residents of Tompkins County who meet income requirements.
• Housing rehabilitation program for homeowners.
• Home repairs for seniors and disabled residents.
• Phone: (607) 277-4500
• https://www.ithacanhs.org/

2.USDA Section 504 Loan and Grant Program (Repair and Rehabilitation)

• Very low income (single family) homeowners in rural areas.
• 1% loans up to $20,000; May be used for general repairs and improvements, or to make accessible for individuals with disabilities.
• Use HUD guidelines.
• Grants up to $7500 only for ages 62 or older to remove health or safety hazards.
• Phone: (607) 753-0851
• http://www.rurdev.usda.gov/HAD-RR_Loans_Grants.html

3. NY Energy Smart programs

• Financial assistance or low-interest loans for energy efficiency improvements.
• Radon mitigation may be able to be incorporated into work scope.
• Phone: 1-(866)-NYSERDA

• http://www.nyserda.ny.gov/All-Programs/Programs/Home-Energy-Efficiency-Upgrades

4. HUD 203(k) Mortgage Insurance Program

• Home buyers can finance the purchase and repair or improvement of home (including reduction of radon levels) using single mortgage loan.
• Phone: 1-(800)-225-5342
• http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/203k/203k--df

5. Remodel New York Program

• Below market rates to finance purchase and renovation of home for first time homebuyers.
• Eligible renovations include health and safety repairs and energy efficiency improvements, etc.
• http://www.nyshcr.org/Topics/Home/Buyers/SONYMA/RemodelNewYorkProgram.htm

6. Bishop Sheen Ecumenical Housing Foundation

• Emergency home repairs
• Home ownership program
• Phone: (585) 657-4114
• http://www.sheenhousing.org/

Last updated November 25, 2019